Euronet Merchant Services (EMS), a payment institution licensed by the Bank of Greece, operates in the Greek market under the epay brand, providing comprehensive payment acceptance and electronic payment acquiring solutions. It is the leading payment acceptance services provider in Greece, actively contributing to the digital transformation of transactions and the development of the local payments ecosystem.

The company offers a comprehensive portfolio of payment solutions for both physical and online sales channels, including modern Android POS terminals, SoftPOS, unattended payment solutions, eCommerce services, remote payments through epay by link, as well as IRIS payments. In parallel, it develops innovative value-added services and flexible clearing and faster settlement solutions, helping businesses enhance liquidity and strengthen their competitiveness.

Euronet has maintained a long-standing partnership with Piraeus Bank since 2000. In 2021, the two organizations agreed on a new long-term strategic partnership in the merchant acquiring sector, which came into effect in 2022 following the completion of Euronet’s acquisition of Piraeus Bank’s card acceptance business. As part of this partnership, Euronet Merchant Services provides Piraeus Bank customers with modern payment acceptance solutions and value-added services.

At the end of 2025, Euronet entered into a strategic agreement with CrediaBank in the merchant acquiring sector. Through this partnership, Euronet Merchant Services provides modern electronic payment acceptance and acquiring solutions to businesses within the CrediaBank network, further expanding Greek businesses’ access to advanced and competitive payment services.

As a member of Euronet, Euronet Merchant Services leverages the Group’s global expertise, technological infrastructure and extensive international network. Euronet is one of the world’s leading providers of payments technology and infrastructure, with operations spanning electronic payments and merchant acquiring, ATM network management, card issuing and processing, cross-border money transfers and digital content distribution.