IRIS payments
epay supports every method of payment acceptance and offers the ability to accept payments via IRIS both on POS & softPOS terminals and in e-shops. Businesses can accept account-to-account payments both at physical terminals and in e-commerce.
IRIS payments
epay supports every method of payment acceptance and offers the ability to accept payments via IRIS both on POS & softPOS terminals and in e-shops. Businesses can accept account-to-account payments both at physical terminals and in e-commerce.
What are IRIS payments;
With IRIS Payments, a business or professional can receive account-to-account payments both at physical terminals and in e-commerce.
Advantages for businesses
Compliance with new legislation
Additional payment acceptance method
Settlement
Flexibility with no transaction amount limit
Easy Integration
IRIS payments acceptance at physical stores
IRIS payments acceptance will be supported on both Android POS and older technology terminals.
If the customer wishes to pay via IRIS:
- The user selects “Alternative Payments” on the terminal, then “IRIS,” and a QR code appears on the screen (for Android POS) or instantly printed (for older terminals).
- The customer scans the QR code via his bank’s mobile banking app and accepts the transaction amount to transfer the funds to the merchant for payment.
- The payment is completed instantly by debiting the customer’s account, and a receipt is printed like a card transaction.
Wireless terminals will support IRIS payments for preloaded transactions. A preloaded transaction can be split into multiple sub-transactions (split-payments) and paid with IRIS, cash or card.
IRIS payments acceptance in e-commerce
In e-commerce, IRIS will be integrated into the epay by link service, as well as in each eshop connected via Redirection or iFrame.
IRIS transactions from mobile devices (app2app) will be available soon.
To pay via IRIS, customer:
- Selects IRIS as the payment method on the epay page, and a QR code appears on the screen.
- Scans the QR code via his bank’s mobile banking app and accepts the transaction amount to transfer the funds to the merchant.
- The payment is completed instantly, and the user is redirected to the business’s website.
FAQs
What are IRIS payments?
Businesses can accept account-to-account payments both at physical terminals and in e-commerce. The service directly debits the customer’s account and transfers the funds to your business account.
Is accepting IRIS payments mandatory?
All businesses that transact with private consumers are required to support IRIS payments, both in physical stores and e-shops.
Which epay services support IRIS payments?
Euronet Group, through ECS and EMS-epay, supports IRIS payments in e-shops and all POS/softPOS models in Greece:
- POS & softPOS: Android POS (PAX, Sunmi), older terminals (Verifone, Ingenico), and softPOS.
- eCommerce: Redirection, iFrame, and epay by link.
When will I receive the funds?
Funds are credited similarly to card transactions. With All Week Pay, crediting occurs daily, including weekends and holidays.
How does IRIS work on POS terminals?
- At the POS card screen, user selects “Alternative Payments”
- “IRIS” QR code appears on screen or prints.
- Customer scans QR via mobile banking and confirms payment.
- Payment completes instantly; receipt is issued.
How does IRIS work in eCommerce?
- Customer selects IRIS on the epay payment page.
- Scans QR via mobile banking and confirms payment.
- The payment is completed instantly, and the user is redirected to the business’s website.
Is IRIS payments service secure?
Yes. Customers authenticate via their bank’s e-banking app using credentials, biometrics, or one-time passwords.
What is the cost of IRIS payments for my business?
You will receive a personalized letter detailing transaction fees for IRIS payments on POS and eCommerce.
Customers can use IRIS free of charge.
I have a POS or e-shop with epay. What is required to activate IRIS payments with epay?
No action is needed. epay has taken all necessary actions to activate IRIS, and the upgrade of all POS terminals will be carried out automatically and remotely by October 31, 2025.
We encourage you to keep your POS terminals continuously connected to power and the internet to ensure they receive the upgrade.
Additionally, you may consult your cash register system provider to confirm compatibility for accepting IRIS payments.
